What's the difference between you and a Bank?

Years ago to be involved in the mortgage business, lenders would set up branch networks in cities across the country. The bigger the lender, the more branches they had, and the more branches they had, the bigger the lender grew. (Ever look at your bank's profit statement?)

There are have been two obvious products of this situation...first, lenders have grown to be huge, and as a result, policy driven, and rigid...and second, sources of financing have become less personal and intimidating to clients.

Today, many lenders have discovered that technology makes representation through an agency possible. This eliminates much of the cost of the origination of mortgage loans, and clients can often take advantage of the various terms and policies available through a multi-source lending service such as ours.

In summary, the difference between us and the bank on the corner, is that they are a single source lender and we are a multi-source lending service.